Tuesday, April 17, 2018

An Open Letter Regarding Bank Fraud

Embassy of the United States of America
Consular Officers

Dear Sirs:

   My father, Marciano M. Camino was a US Navy Chief of Dental and a Korean War veteran.  He died in August 18, 2017 at the age of 90 in Malagasang 1st, Cavite.   I am the eldest of his four children by his first wife who died in 1983.  I am a US Citizen residing in California.  Two of my brothers are deceased.  My third brother also lives in California.  My stepmother whom my father married in April 14, 1994, died in February 10, 2016.  

   The U.S. Department of State – Bureau of Consular Affairs states in its website and on the above screen grab that “If no legal representative is in country, a consular officer will act as a provisional conservator of the deceased’s personal effects.  Consular officers will usually take possession of: convertible assets such as money.”  I believe that applies to our situation.   I am on dialysis here in California and can’t stay in the Philippines.  

   The bank managers of two banks informed us that his accounts has three signatories, my father, my stepmother, and a woman who claims to be a biological daughter of my father and stepmother.  This woman put her name in the bank accounts as soon as my father and stepmother became bedridden.   The woman’s late registration Birth Certificate and the accompanying affidavit were signed by my stepmother only, assuming that it was her authentic signature.  The affidavit’s Acknowledgement/ Admission of Paternity was not signed by my father.  His refusal to sign it proves he did not acknowledge the woman as his child and lawful heir.  This puts into question her access to the bank accounts.  Delayed registration is the Philippines short cut to legal adoption.  It is, nonetheless, falsification of public document, mainly since my stepmother had cancer of the uterus and a hysterectomy before the woman was born.

   The Philippine banking law states that accounts should be frozen upon the death of one of the account owners.  The banks did not freeze the accounts and allowed the woman to withdraw, even closing one of the accounts in July 2017, one month before my father died and more than one year after my stepmother died.  The banks refuse to give us, rightful heirs, any information on the accounts, invoking the bank secrecy law even after we have submitted identifications as next of kin.

   There is no telling how many aging US Citizen Veterans in the Philippines are being scammed in similar manner.  I believe this was also the reason why my incapacitated father and stepmother both died at home without the benefit of hospitalization.  

   May we request the Provisional Conservator to audit the bank withdrawals and equitably divide my father’s last bequeath between myself and my brothers.  Please help us.

   Thank you for your kind attention.

(Signed by Gloria P. Camino)

See also:

Tuesday, April 3, 2018

The Importance of Meditation

From: JW.org
   Bible readers are always advised to meditate on what they have read.  Not to find something to add or take away from the Bible.  Revelation 22:18-19 says “If anyone makes an addition to these things, God will add to him the plagues that are written in this scroll; (19) and if anyone takes anything away from the words of the scroll of this prophecy, God will take his portion away from the trees of life and out of the holy city…”

   The story of Moses needs a lot of meditation.  Let’s forget the movies made about him.  Let’s focus on the verses and their initial impression then what meditation brings to the table.  

Initial impression
My meditation says

In Exodus 4:21, it  says,  “The Lord said to Moses, “When you return to Egypt, see that you perform before Pharaoh all the wonders I have given you the power to do. But I will harden his heart so that he will not let the people go.

Films that shows Pharaoh ignoring the miracles led the readers to overlook the verse saying “I will allow his heart to become obstinate,” some other translation says “I will harden his heart, that he shall not let the people go.”  It was Jehovah who wanted Pharaoh to ignore the first nine plagues.
If Pharaoh gave up the Israelites too soon, somewhere between plague 1 to 9, then it would not reach the tenth where the first born of the Egyptians were killed, thereby   symbolizing Jesus’s death as Jehovah’s first born.  The parting of the sea showed something only a god can do. 

Numbers 20:8-9 says, “speak to the crag before their eyes that it may give its water” but then Moses said “Hear, now, you rebels! Must we bring out water for you from this crag?” 

Numbers 20:12 says, Jehovah said “Because you did not … sanctify me before the eyes … of Israel, you will not bring this congregation into the land that I will give them.”
Moses had been a faithful servant to this point.  He misspoke when he said “Must we bring out water…”  Because of those words Moses was not allowed to reach the promised land.  

Many readers found the penalty severe, it seemed that he was punished for not saying the words exactly as Jehovah commanded. 
1Sam:16:7 says, “Jehovah sees into the heart.”  And Matthew 15:18 says,  “the things that come out of a person’s mouth come from the heart,”

Meditation should put us in the moments during Moses time.  The Israelites never saw Jehovah giving Moses instructions about the ten plagues.  They saw only Moses at the parting of the Red Sea.  Through it all the Israelites must have developed an awe for Moses.  Moses must have seen that admiration in their eyes and developed an equivalent self-esteem.

If he made it to the promised land, would he have said to the Israelites “I brought you out of Egypt to this land, I should now be your god!”?  Only Jehovah knows, but judging by Moses’s punishment, what do you think?

See also:

Monday, March 26, 2018

CPAP Effects on Allergies and Dialysis Patients

   I’ve had seasonal allergic rhinitis (hay fever) for three decades before I was diagnosed with end stage renal failure (ESRD).  In the Philippines, I was given an allergy test that stuck rows and rows of allergens on my arm to see which one will get a reaction.  From there, I found out I’m allergic to some parts of beef but not all so I can have steak, some parts of chicken but not all so I can have breast and wings and egg white so I can have the yolk.  I’m also allergic to molds, spores and fungus so I can’t have mushrooms, which is too bad because I have a killer appetizer recipe of adobong mushroom, perfect for cocktails.  I got it from frequenting bars in Makati City after work.  Oh yes, those were my days of wine and roses!

   Rhinitis is called seasonal because it’s caused by pollen carried in the air during different times of the day or year in different parts of the country.  I was told by my allergy doctor that in the Philippines pollen is active between 5:00 PM and 6:00 AM, or when it’s unusually cold like in Tagaytay or Baguio.  I was given a weekly then monthly allergy injections at Philippine General Hospital (PGH) for PHP 2.00 per injection.  That’s right, it cost PHP 2.00 per injection back in the 80’s.

   In America, I first landed in Kentucky, where my rhinitis seasons changed.  It came between seasons, and all of spring and fall.  Lexington, KY, is one of the worst United States cities for allergies as per pollen levels and has extended spring seasons.  Lexington is only one hour and twenty one minute drive from Louisville where I lived so it’s safe to say the two cities shared the same allergen counts.  My allergy rose to a new high.  I went to Kentuckiana Allergy once a week for injections and was prescribed a 24 hour antihistamine.

CPAP machine
   After I was diagnosed with ESRD, I was sent to a sleep center and was given a CPAP machine.  ESRD affects not only the kidney, it puts fluid in the lungs, heart and other parts of the body.  The CPAP was initially prescribed for sleep apnea but I found it helped me sleep on those weekend nights when I am loaded with fluid.  The CPAP’s pressurized air can help dry some fluid hiding in the lungs and easing the lungs’ job of pulling air.

     It also eliminated my problem sleeping during allergy attacks by giving me filtered and enhanced air.

   CPAP is an expensive machine but with insurance or two you can have one for free.  It’s definitely worth the trouble of doing a sleep over at a sleep center.  If you are a dialysis patient, find a sleep doctor or sleep center in your insurance network of providers.  

See also:
My Bout with Pneumonia 
Vitamins to a Dialysis Patient 
Lifestyle Choice with Dialysis

Monday, March 19, 2018

The Song Perfect Matches REBEL


I found a love for me
Darling just dive right in
And follow my lead
Well I found a girl beautiful and sweet
I never knew you were the someone waiting for me
'Cause we were just kids when we fell in love

Not knowing what it was
I will not give you up this time
But darling, just kiss me slow,
your heart is all I own
And in your eyes you're holding mine

Baby, I'm dancing in the dark
with you between my arms
Barefoot on the grass,

listening to our favorite song

When you said you looked a mess,
I whispered underneath my breath
But you heard it, darling,
you look perfect tonight

Well I found a woman,
stronger than anyone I know
She shares my dreams,
I hope that someday I'll share her home
I found a love,
to carry more than just my secrets
To carry love,
to carry children of our own
We are still kids, but we're so in love
Fighting against all odds
I know we'll be alright this time
Darling, just hold my hand
Be my girl, I'll be your man
I see my future in your eyes

Baby, I'm dancing in the dark,
with you between my arms
Barefoot on the grass,
listening to our favorite song
When I saw you in that dress,
looking so beautiful
I don't deserve this,
darling, you look perfect tonight


They both dived right into marriage.
She followed his lead all the way up the mountains of Tagkawayan, Quezon.

He was 18, she was 17

All they owned was each other

There was no electricity in the mountains
They made love in  isolated grassy spots
They didn’t have a radio so he sang to her

They had no mirror, for months she didn’t know how she looked

He told her every day she was pretty

She grew up with thugs in Pasay City

Their location was underground

They had a son

They fought against government oppression 

He always said he didn’t deserve her.

See also:

Monday, March 12, 2018

Three Generations of Movie Enthusiasts

   My mom didn’t read much so I didn’t grow up on fairytales and nursery rhymes.  Instead she told me stories about the movies that touched her heart.  One of them was All Mine to Give, a 1956 drama film about a family in the American west of the mid-19th century.  The parents die, one after the other.  The six children have to look after themselves.  The eldest is tasked by his dying parent to distribute his siblings to the families that could appreciate them.  
   Another of her favorite was The Last Time I Saw Paris.  It starred Elizabeth Taylor and Van Johnson as Helen and Charles.  After Helen recovers from a near-death case of pneumonia, they get married and settle in Paris.  After a fight angry Charles goes home first and lock the door.  Helen comes home and couldn’t enter. She has to walk all the way to her sister's in the snow and rain. She catches pneumonia again and dies.  This is the movie/story about pneumonia that stayed with me, if it killed Elizabeth Taylor in the movie, it could one day surely kill me.

   Then, I got children of my own.  I read a lot but went to the movies more.  My children didn’t grow up on fairy tales and nursery rhymes. I co-founded The Makati Film Society, which sponsored film revival events with critically claimed movies like the Godfather, Franco Zeffirelli’s Romeo and Juliet, etc.  I gave my mom and dad tickets to my film events.  I didn’t expect them to come.  They did and my mom seemed to be proud of what I had done. 

   The arrival of Batamax movie copies in the mid-80's killed the film revival projects. I brought home Betamax tapes of movies I liked.  

   I tried to sneak in my teenage son to a Dirty Harry film.  I told him to pretend he was my date.  The theater usher caught us and threw us out.

   Now, I have written two books, REBEL and The Email Ordered Wife that I wish would get a movie deal.  They could be blockbusters in waiting.  
   The third generation arrived.  My daughter wants to write movies.  She has written and directed a college play, and has a film, Anak ng Tikbalang, which won 2nd Place, People’s Choice Award.  My mom died when she was three years old, I wish my mom could see her now.
See also:

Sunday, March 4, 2018

My Bout with Pneumonia

   I’ve heard of pneumonia, of people dying of pneumonia.  In January, a 90 years old associate died.  She was in the twilight of her years but it was pneumonia that killed her.  I attended her wake and we all marveled at how her fingers remained soft while she laid in her open casket.  I touched her finger with mine.  It was tender indeed.  A well-meaning friend reminded me of the Bible Book of Numbers 19:11, which says “Anyone touching any dead person will be unclean for seven days.”  I was familiar with the verse.  I dismissed the warning in carelessness and in total disobedience, rationalized that there were no hand sanitizers during biblical times.  Food was served and I had ice cream without washing my hands with water or the sanitizer I had in my purse. 

   Two weeks later, I had cough and running nose.  Typical of Filipinos, I did not go to a doctor.  I self-medicated with the cheapest cough syrup and had my daughter put Katinko on my back.  Katinko had been a home remedy I trusted in the Philippines and have taken with me to California.  The cough turned really bad, like I never had before in my life.

   During my dialysis treatment, the nurse practitioner, Ruth Ramos, happened to be doing her rounds.  That was a blessing despite my disobedience to Bible advice.  Ruth immediately gave me antibiotics, Gentamicin and Vancomycin intravenously.  She was afraid I might just stop breathing.  She was getting ready to call an ambulance to take me to the nearest hospital Emergency Room.  I refused the ambulance.  I was afraid of what it would cost.  She got Ashraf, the Social Worker to come over to me to explain, it won’t cost me a dime.  I still would rather die than ride an ambulance alone.  She insisted that after dialysis I proceed to the nearest hospital Emergency Room.  

   I called my daughter to come with me after her shift at work.  I sat in my car waiting for her for five hours.  I was slumped in my steering wheel when the Social Worker got into the car parked next to mine.  He sat for a while deliberating if he should ignore me and go on his way.  He decided to go back in the building to inform my dialysis tech, Brian B. Reyes that I was still out there.  Brian came out to check on me.  I told him I was waiting for my daughter and I’ll be alright.

   The nearest hospital, Seton Medical Center, took an x-ray of my chest and back and gave me a discharge instruction that said I had pneumonia.
  My primary doctor, Dr. John Lai, forwarded a prescription of antibiotics to a pharmacy for me to pick up.  As I said, I have never had pneumonia before in my life and always thought it was a game ender.  For two weeks, I wondered if I was going to die.   When I had taken all the antibiotics, I went to see my primary doctor as per the discharge instruction.  He said I’ll be fine.
   The saga of the Filipina who can’t shake off the rebelliousness she got from the streets of Pasay City, Metro Manila, continues. 

Tuesday, February 6, 2018

5th Anniversary

Bible Articles Pageviews as of Today
   The Filipina Then and Now blog passed a Milestone this past year.  Page views reached 100 thousand three months ago, after 4 years in existence.  This month, let’s celebrate its 5th anniversary.  As I have written, 100 thousand is nothing to brag about considering the internet can deliver millions but as part of my ministry, not so bad.  Pageviews of the Biblical articles has reached conservatively 10,108 from 5,190 in November, 2017.

   Through this blog, I learned that I am a Pogonophiliac, Autodidactic Polymath.  Those are big strange words!  On top of those conditions, I have urgency addiction, which I have known for a couple of decades.

   Tranvia in Pasay City, Racial Divide, Time Travel and F.B. Harrison Ave. are a few articles that journey back in time.  

   2017 was a sad year for me.  My father, Marciano Camino died in August, followed by one of my brothers in November.  They will be missed. 

   I found two causes I feel strongly about, Free Dialysis Philippines and Transonic Monitoring equipment for all dialysis centers.  Dialysis patients in the Philippines are choosing to forego the expensive treatment.  The articles Guarantee to Life is Constitutional and Medicare Entitlement for Dialysis are basis for an appeal for a similar health benefit for Filipinos, which led to the article An Open Letter to President Duterte.

   The Transonic Monitoring equipment which helps monitor the efficiency of dialysis access in patients is very expensive.  Few dialysis centers invested in it because it does nothing for the center profit wise.  It helps the patients, but none of them can afford one and it takes a dialysis staff to work it.  

   Please note the comment of a patient on the left.  Without this equipment, the centers resort to needlessly putting patients through fistulagram (commonly called ballooning) every six months “routinely”.  This medical procedure is expensive and painful.  Transonic Monitoring equipment will painlessly give a monthly report on the blood flow inside the dialysis access.

   My daughter encouraged me to put up this blog in 2013.  In June 2017, she  encouraged me to launch a YouTube channel.  She gave me a tripod for my cellphone.  She fixed the lighting in my room for better videotaping.  I must admit I’m beginning to enjoy this new medium.  Let’s see where it will lead.

See also: 
A Glimpse of Taiwan 
Climate Change is a Poverty Issue 
Who Created Sunday